(480) 686-2821 Get pre-qualified
IGETDEALSDONE, LLC

Specialty Financing
Built Around You

Whether you're an investor, self-employed, buying commercial property, or tapping into home equity in retirement — we specialize in loans that don't fit the conventional box. We underwrite the deal and the borrower, not just a checklist.

Start your application See how it works
24 hrs
to pre-qualification
4 programs
Reverse, Investor, Self-Employed, Commercial
Res + Comm
property types financed
Why borrowers choose us

Financing that moves at your pace, not the bank's.

01

Qualification built around you

Rental income, business bank statements, home equity, or the deal itself — we qualify you based on what actually fits your situation.

02

Close on your timeline

Streamlined underwriting means fast turnarounds — built for borrowers who can't afford to lose a deal to delays.

03

Scale without limits

No cap on the number of financed properties for investors. Qualify deal by deal as your portfolio grows.

04

Residential and commercial

One broker for single-family rentals, small multifamily, and commercial investment property.

05

Entity-friendly

Close in an LLC or corporation — built for how investors and business owners actually hold property.

06

Flexible underwriting

Programs available where many lenders simply say no — including complex income, lower ratios, and older properties.

Loan Programs

Financing built for how you actually buy real estate.

From retirement income to investment portfolios to your next commercial building, here's the full menu of programs available through IGETDEALSDONE, LLC. Tap a program to see details.

For homeowners 62 and older, a reverse loan turns home equity into usable income — with no monthly mortgage payment required. A flexible option for retirement, healthcare costs, or simply more breathing room.
Built for real estate investors who want to qualify based on the property itself, not personal income. No tax returns, no W-2s — just the numbers the deal already makes. A straightforward path to growing a rental portfolio.
Designed for business owners and self-employed borrowers whose tax returns don't tell the full story. Qualify using bank statements, business income, or other flexible documentation — for a home, an investment property, or a refinance.
Financing for commercial property — multifamily buildings, retail, office, industrial, and mixed-use. Terms built around the property's income and your goals, whether you're purchasing, refinancing, or pulling out cash.
About your broker
Brian D. Cowan

Brian D. Cowan

Specialty Mortgage Broker — Residential & Commercial Real Estate
NMLS #211522

Brian has worked in real estate and real estate finance since 2001, focusing exclusively on the loans other lenders turn away — the unique and difficult files. He comes by it honestly: his grandfather was a builder and his mother spent 30 years as a real estate appraiser.

Today, Brian is known for closing complex deals: reverse loans for retirees, investor-only financing that qualifies on property cash flow, self-employed borrowers with complicated tax returns, and commercial property of all kinds. As a broker rather than a direct lender, he shops your deal across multiple lending sources to find the best rates and programs available — not just one company's rate sheet. Resourceful, creative, and relentlessly focused on getting deals to the closing table.

(480) 686-2821 igetdealsdone@gmail.com
The process

Three steps, not thirty.

A typical bank loan file can run 20+ documents deep. Here's the whole process, no matter which program fits you.

1

Tell us about your situation

Submit a few basic details — the property, your goal, and which program looks like the best fit. No exhaustive paperwork required to get started.

2

Get pre-qualified

We review your scenario against the right program and give you a real answer — typically within 24 hours.

3

Close

Move to appraisal and closing on a timeline built around you, not a typical bank's mortgage cycle.

Mortgage Information

Straight answers before you apply.

Common questions and terms worth knowing.

Frequently Asked Questions

What's the difference between an investor-only loan and a typical mortgage?

An investor-only loan qualifies you based on the property's rental income rather than your personal income, tax returns, or W-2s — built specifically for investment property.

How long does closing take?

Timelines vary by loan type and complexity, but our streamlined programs are often built for faster turnarounds than traditional bank financing.

Can I close in an LLC or corporation?

Yes — several of our programs, including investor-only and commercial loans, are entity-friendly and built for how investors and business owners actually hold property.

Do I need perfect credit?

No single answer — it depends on the program. Self-employed and investor-only programs in particular are built with more flexibility than typical bank guidelines.

Is a reverse loan only for people who own their home outright?

No — you don't need to be mortgage-free to qualify. Eligibility depends on your age, home equity, and other factors specific to your situation.

Glossary

DSCR

Debt Service Coverage Ratio — a measure of a property's rental income relative to its debt payment, used to qualify investor-only property loans.

LTV

Loan-to-Value — the loan amount expressed as a percentage of the property's value or purchase price.

Home Equity Conversion

The general concept behind a reverse loan — converting the value built up in a home into accessible funds, without a monthly mortgage payment.

Bank-Statement Loan

A loan qualified using personal or business bank statements instead of tax returns — common for self-employed borrowers.

Escrow

A neutral third party that holds funds and documents during a transaction until closing conditions are met.

Want a mortgage calculator or the latest mortgage news? Ask and we'll walk you through the numbers directly — call (480) 686-2821.

Get started

Tell us about your deal — or just say hello.

Fill out the form and a specialty lending advisor will follow up with your pre-qualification — typically within one business day.

No obligation, no impact to your credit for pre-qualification
Residential and commercial investment property
Entities (LLC / corp) welcome
Prefer to reach us directly?
Brian D. Cowan
Specialty Mortgage Broker · NMLS #211522
4883 Ronson Court, A/B
San Diego, CA 92111
Property type

By submitting, you agree to be contacted about your loan inquiry. Submitting this form does not guarantee financing. All loans subject to underwriting approval.

SA675911000
NMLS #211522